What is Title Insurance?

Title insurance protects property owners and lenders against financial loss related to defects in a property’s title. These issues may include liens, ownership disputes, recording errors, or other matters that could affect legal ownership of the property. A title insurance policy helps provide peace of mind by protecting one of your most important investments.

Title insurance helps protect against claims involving title defects that may not appear during the initial transaction process. Coverage may include issues such as unknown liens, improperly recorded documents, fraud, forgery, ownership disputes, easements, encroachments, and other title-related matters outlined in the policy.

Both property buyers and lenders benefit from title insurance. Owners receive protection for their ownership rights, while lenders are protected for the amount of their mortgage investment. Title insurance helps provide security and confidence for all parties involved in a real estate transaction.